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Welcome Home Magazine
79 Spyglass Drive
Littleton, Colorado 80123-6657
Phone: (303) 797-8400
Email: jim@welcomehomemag.com
Copyright 2008 Welcome Home Magazine

Yes, You Can Join a Credit Union!
It used to be that a person could only open an account at a credit union because they or a family member was employed by a certain company, or they worked for the government. That has changed because now just about anyone will find they are eligible to join a credit union. As you begin to settle into your new community and wade through the numerous options available, you just may find that credit union membership is the answer to all your financial needs.
1. Better interest rates and lower fees.
Credit unions are usually able to offer their members better interest rates and lower fees. When you’re getting better interest rates and paying lower fees, you get to keep and save more of YOUR money, helping you take-charge of your financial life.
2. Full line of products and services.
Most credit unions can give you the same services as a bank—like checking, savings, investment funds, mortgage loans, car loans and even school loans—and credit unions will offer online financial services and bilingual capabilities as well.
3. Convenient.
Credit unions are financial cooperatives, and that means they cooperate—with their members and with other credit unions. Through that cooperation, credit unions have one of the largest ATM networks in the U.S. Credit union members have convenient access to 25,000 surcharge-free ATMs in the U.S., 800,000 ATMs worldwide and more than 2,300 lobby locations in the U.S. and even some foreign countries.
4. Member-owned.
Credit unions are owned by their members and they operate to make profits for each individual, no matter how big or small their account balance.
5. Expertise.
Credit unions know what they’re doing. They have the expertise and will give you the personal attention you need to help you make important financial decisions that will benefit your bottom line, not theirs. Credit unions treat you like the boss, because at a credit union you’re not just a customer you’re an owner.
Check out the credit unions in your community and discover why credit unions are becoming the choice of more and more consumers. You may want to consider Community One Federal Credit Union. They have seven branch locations throughout Las Vegas and offer hundreds of surcharge-free ATMs.