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Welcome Home Magazine
79 Spyglass Drive
Littleton, Colorado 80123-6657
Phone: (303) 797-8400
Email: jim@welcomehomemag.com
Copyright 2008 Welcome Home Magazine
Yes, You Can Join a Credit Union!
It used to be that a person could only open an account at a credit union because
they or a family member was employed by a certain company, or they worked for
the government. That has changed because now just about anyone will find they
are eligible to join a credit union.
As you begin to settle into your new community and wade through the numerous
options available, you just may find that credit union membership is the answer
to all your financial needs.
1. Better interest rates and lower fees.
Credit unions are usually able to offer their members better interest rates and
lower fees. When you’re getting better interest rates and paying lower fees, you
get to keep and save more of YOUR money, helping you take-charge of your
financial life.
2. Full line of products and services.
Most credit unions can give you the same services as a bank—like checking,
savings, investment funds, mortgage loans, car loans and even school loans—and
credit unions will offer online financial services and bilingual capabilities as
well.
3. Convenient.
Credit unions are financial cooperatives, and that means they cooperate—with
their members and with other credit unions. Through that cooperation, credit
unions have one of the largest ATM networks in the U.S. Credit union members
have convenient access to 25,000 surcharge-free ATMs in the U.S., 800,000 ATMs
worldwide and more than 2,300 lobby locations in the U.S. and even some foreign
countries.
4. Member-owned.
Credit unions are owned by their members and they operate to make profits for
each individual, no matter how big or small their account balance.
5. Expertise.
Credit unions know what they’re doing. They have the expertise and will give you
the personal attention you need to help you make important financial decisions
that will benefit your bottom line, not theirs. Credit unions treat you like the
boss, because at a credit union you’re not just a customer you’re an owner.
Check out the credit unions in your community and discover why they rank high in
customer satisfaction surveys. Also check out our credit unions advertisers:
Bellco Credit Union page 10
Westerra Credit Union page 3
